The YSR Bheema Scheme is a helpful program started by the government of Andhra Pradesh to support families if they lose the person who earns money for them. This scheme is like a safety net that gives money to the family if the earning member has an accident or passes away. It’s especially for people who don’t earn much and work in jobs that aren’t organized, like small farmers or shop workers. The family gets the insurance money quickly, which helps them when they need it the most. The best part? It only costs 15 rupees a year to be part of this scheme.
Here’s how it works: If something bad happens to the person who brings in the money, the scheme makes sure their family gets financial help. This could be up to 5 lakh rupees, depending on what happened. The government has set aside more than 510 crores for this, showing they really care about these families. Plus, if there’s an emergency, the family can get 10,000 rupees right away to help with immediate needs. This scheme is a big step in making sure that even the poorest families have some protection when they face tough times.
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The Overview Of The YSR Bheema Scheme
The YSR Bheema Scheme is an insurance program that helps families of poor workers in Andhra Pradesh when they face accidents. If a worker in the scheme has an accident and dies or cannot work anymore, their family gets money from insurance. About 1.14 crore people in Andhra Pradesh will be helped by this scheme. The government has set aside Rs 510 crore for it.
With the YSR Bheema Scheme, if something bad happens, the worker’s family will get between Rs 1.5 lakh to Rs 5 lakh quickly, in 15 days. Also, the government will give Rs 10,000 right away to help the family. The worker only needs to pay Rs 15 every year for this insurance.
Detail | Description |
---|---|
Scheme Name | YSR Bheema Scheme |
Launched by | Government of Andhra Pradesh |
Objective | To provide insurance coverage to families of poor and unorganized workers |
Beneficiaries | Citizens of Andhra Pradesh |
Premium Amount | Rs 15 per annum |
Year | 2023 |
Insurance Coverage | Rs 1.5 lakh to Rs 5 lakh, deposited in the beneficiary’s bank account within 15 days |
Additional Assistance | Immediate financial assistance of Rs 10,000 by the AP government |
Eligibility | Low-wage and unorganized workers in the state |
Application Method | Online application |
Claim Status Check | Available online |
What are the benefits and features of the Ysr Bheema Yojana,
Following are the benefits and features of the scheme
Benefits:
- Financial Protection: The scheme offers insurance coverage to help families if the main person earning money dies or gets seriously injured.
- Support in Hard Times: If the worst happens, the family can get up to Rs. 5 lakh to help them manage financially.
- Emergency Assistance: The government also gives Rs. 10,000 as immediate help in emergencies.
Features:
- Low Premium: Families only need to pay Rs. 15 per year to be part of the scheme.
- Wide Coverage: It aims to cover many families, especially those who earn less and work in jobs that are not organized.
- Easy Application: People can apply online, making it simple to get the benefits.
Eligibility Criteria For The Ysr Bheema Yojana
- Age: The person should be between 18 and 70 years old.
- Income: They must not earn more than Rs 15,000 per month.
- Residence: They should live in Andhra Pradesh permanently.
- BPL: They should be from a family that does not have much money (Below Poverty Line).
- Bank Account: They must have a bank account because the insurance money will be sent there.
- Premium: They need to pay Rs 15 every year to be part of the scheme.
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Documents Required
To apply for the YSR Bheema scheme, you will need to provide the following documents:
- Aadhar card: This is a unique ID number for Indians.
- Bank account details: You need a bank account where the scheme’s benefits can be deposited.
- Income certificate: This shows how much money you make.
- Mobile number: Your personal phone number.
- Passport size photograph: A recent photo of you.
- Ration card: This proves you are eligible for government benefits.
- Residence certificate: This shows you live in Andhra Pradesh.
Insurance Coverage of the scheme
The YSR Bheema Scheme in 2024 provides different amounts of insurance coverage based on the age of the applicant and the type of disability or death:
- Ages 18 to 50:
- Accidental Death & Total Permanent Disability: ₹5 lakh.
- Natural Death: ₹2 lakh.
- Ages 51 to 70:
- Accidental Death & Total Permanent Disability: ₹3 lakh.
- Partial Permanent Disability (Ages 18 to 70):
- ₹1.5 lakh.
Procedure For Applying The Scheme
- No Need to Sign Up: If you’re eligible, you don’t have to register yourself for the scheme.
- Home Visits: People called volunteers will come to your home to check if you have a white ration card, which is needed to be part of the scheme.
- Checking Details: The information the volunteers get from visiting homes is then checked by a government officer, the welfare secretary.
- Choosing Who Gets Help: After checking, they decide who will get the scheme’s benefits.
- Opening a Bank Account: If you’re chosen, you’ll be asked to open a bank account and include someone who can get the benefits if you can’t, called a nominee.
- Paying a Small Fee: You only need to pay a small amount, Rs 15, every year for the scheme.
- Getting Scheme Benefits: Once everything is set up, you’ll get the scheme’s help if you need it.
This is a way to make sure people who need help can get it easily without having to fill out lots of forms. It’s all done by the government and volunteers to keep it simple for everyone.
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Procedure For The Sachivalayam Officers To Apply
- Start by visiting the official website dedicated to the YSR Bheema Scheme.
- Before applying, ensure you meet the eligibility criteria mentioned on the website
- Prepare all necessary documents such as Aadhar Card, bank account details, income statement, mobile number, passport-sized photo, residence certificate, and ration card.
- Fill in the application form with accurate details. You’ll need to enter personal information, contact details, and attach the required documents.
- Review your application for any errors and submit it online through the website
- After submission, you should receive an acknowledgment receipt or reference number for future tracking.
- Use the reference number to track the status of your application on the official website.
- Your application will be reviewed by the authorities, and upon approval, you will be notified about the insurance coverage and benefits.
Please note that the application process may vary slightly, so it’s important to follow the instructions provided on the official YSR Bheema Scheme website. Also, ensure to apply before the last date mentioned on the website