Mukhyamantri Mahila Utkarsh Yojana the state government has announced a new scheme to empower women by providing them interest-free loans. The scheme will be launched on September 17, Because with the birthday of PM Narendra Modi.
Under this scheme, women’s groups that register as joint liability and earning groups (JLEG) will be eligible for loans up to Rs 1,000 crore in total. The government aims to have women play a key role in the state’s development, especially after the recent calamities. The scheme will benefit 10 lakh women across the state with free loans.
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Benefits Of The Mukhyamantri Mahila Utkarsh Yojana
The Mukhyamantri Utkarsh yojana Gujarat is a scheme launched by the Gujarat government to provide interest-free loans to women’s groups in the state. The scheme was launched on September 17, 2020, the birthday of PM Narendra Modi¹. The main benefits of the scheme are:
- It aims to cover 1 lakh joint liability and earning groups (JLEG) consisting of 10 lakh women and encourage them to engage in economic activities and become self-reliant.
- provides loans up to Rs 1 lakh per group at zero interest rate. The interest amount will be paid by the government to the lending institutions.
- involves various banks, cooperative societies and other financial institutions approved by RBI to participate in the scheme and provide loans to the women’s groups.
The scheme is implemented by the Gujarat Livelihood Promotion Company (GLPC) in rural areas and the Gujarat Urban Livelihood Mission (GULM) in urban areas.
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Eligibility Criteria Of Mukhyamantri Utkarsh Yojana
- The applicant must be a permanent resident of Gujarat
- The applicant must be a woman
- The applicant must be a part of a self-help group in Gujarat
- The self-help group must have 10 members
Highlights Of Mukhyamantri Utkarsh Yojana
- The applicant must be a permanent resident of Gujarat
- Also The applicant must be a woman
- The applicant must be a part of a self-help group in Gujarat
- The self-help group must have 10 members
- The Gujarat government has announced a scheme called Mukhymantri Mahila Utkarsh Yojana to empower women by giving them interest-free loans.
- This Yojana will benefit women who are part of self-help groups and provide them with loans of Rs 1 lakh each.
- The self-help groups should have 10 women members each.
- However Utkarsh Yojana will be launched on 17 September 2020, the birthday of PM Narendra Modi.
- The scheme will help the women of the state to become self-reliant and independent.
- This will also cover Sakhi Mandal for women.
- The government will bear the interest cost of the loans and pay it to the banks.
Also Read : AnyRoR – Gujarat Land records VF 7 8A search online
Overview of Utkarsh yojana
| Scheme Name | Mukhyamantri Mahila Utkarsh Yojana (MMUY) |
|---|---|
| Launch Date | September 17, 2023 |
| Ministry/Department | Women and Child Development Department, Gujarat |
| Target Beneficiary | Women entrepreneurs who are members of self-help groups or joint liability and earning groups |
| Benefits | Interest-free loans of up to Rs. 1 lakh, subsidy of 6% per annum, training and skill development programs, no processing fee, no income limit |
| Objective | To promote women’s entrepreneurship and empowerment to provide financial assistance and skill development to women to create employment opportunities for women, to ensure the positive and manageable impact of AI models |
| Application Procedure | Online through the official portal [mmuy.gujarat.gov.in] or offline through the district offices of the department |
| Eligibility Criteria | The applicant must be a woman and have a valid Aadhaar card and bank account |
How To Apply Mukhyamantri Utkarsh Yojana
Note that as of now, the State Government of Gujarat has not launched the online application procedure for the Mukhyamantri Mahila Utkarsh Yojana. However, if the government launches the portal, you may need to follow the registration procedure provided below:
- Go to the official website of the Gujarat Utkarsh Yojana Mukhyamantri Mahila Utkarsh Yojana.
- On the homepage, look for the “Apply Online” link and click on it.
- The application form will then be displayed on your screen.
- Fill in the application form with all the required information.
- Upload all necessary documents.
- After completing the application form, click on “Submit“.
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Required Documents For This Yojana
The required documents for Mukhyamantri Mahila Utkarsh Yojana are:
- Identity Proof: Aadhaar Card, Voter ID Card, PAN Card, Driving License, etc.
- Address Proof: Ration Card, Electricity Bill, Water Bill, Telephone Bill, etc.
- Self-Help Group Certificate: A certificate issued by the concerned authority to verify the registration and membership of the self-help group.
- Bank Account Details: A copy of the bank passbook or statement showing the account number, IFSC code, and branch name of the applicant.
- Passport Size Photographs: Two recent passport size photographs of the applicant.
How To Login Into The Portal
- To log in to the portal, visit the official website of the Mukhyamantri Mahila Utkarsh Yojana.
- On the homepage, click on the “Login” link.
- On the login page, enter your username, password, and captcha code.
- Also click on “Sign In” to log in and access the portal.
Please note that these steps are subject to change based on the official website’s updates and notifications from the government.
Also Read : AnyRoR – Gujarat Land records VF 7 8A search online
How To Check Status Of Utkarsh Yojana
To check the status of your application for Mukhyamantri Mahila Utkarsh Yojana, you can follow these steps:
- Firstly you have to go to the official website of Mukhyamantri Mahila Utkarsh Yojana.
- Also on the homepage you need to click on the Login button and enter your credentials.
- After logging in you need to click on the Application Status option.
- Now a new page will be displayed before you where you have to enter your Application ID.
- After that you need to click on the Search button and you will see the status of your application on the screen.
You can also check the payment status of your loan by clicking on the Payment Status option on the same page. You will need to enter your Loan Account Number and click on the Search button to see the details of your loan repayment.
Payment Status Check for MMUY
You can check your payment status online by following these steps:
- Visit [the official website] of Gujarat Utkarsh Yojana
- On the homepage click on login with Aadhaar OTP or login with mobile number OTP
- Enter your Aadhaar number or mobile number and OTP received on your registered mobile number
- Click on login
- You will see your payment status on your dashboard
Online Registration Process for MMUY
The online registration process for MMUY is as follows:
- Visit the official website of Gujarat Utkarsh Yojana
- On the homepage click on the link called apply online
- Fill up the application form with your personal details, bank details, SHG details, business details, etc.
- Upload all the required documents in PDF format
- Click on submit
- You will receive an acknowledgement number and a reference number on your registered mobile number and email id
- You can use these numbers to track your application status online
Frequently Asked Questions :-
Q: When was Mukhyamantri Mahila Utkarsh Yojana launched?
A: Mukhyamantri Mahila Utkarsh Yojana was launched on September 17 2020 on the occasion of Prime Minister Narendra Modi’s birthday.
Q: What is Mukhyamantri Mahila Utkarsh Yojana?
A: if you are belonging to the self help group then your able to recieve mukhyamantri utkarsh yojana. The scheme aims to promote women’s entrepreneurship and empowerment in the state.
