Deendayal Antyodaya Yojana 2023: loan,apply online & Mission

The central government of India has planned to vanish the poor people from the earth in the form Deendayal Antyodaya Yojana.the ministry of Rural development, government of india has implemented this scheme. You are going to k ow more about the Deendayal Antyodaya Yojana.

This scheme has started in 2011 year. By this portal one can get employment. Through this they can easily change their financial position.in this article you will get everything regarding about the Deendayal Antyodaya Yojana. | Eligibility criteria of the portal | Benefits of the portal.

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What is Deendayal Antyodaya Yojana

Deendayal Yojana is launched in the year 2015 by the state government of india. In this portal the central government is providing skill training and livelihood opportunities. This scheme is the combination the two schemes namely National Urban Livelihoods Mission (NULM) and the National Rural Livelihoods Mission (NRLM).

The scheme is to eradicate the poor people.this portal improves skill training and self employment..the official website of the Deen dayal Portal

The main objective of this scheme

The main objectives of Deendayal Antyodaya Yojana are:

  • To mobilize and organize the urban and rural poor into self-help groups (SHGs) and their federations.
  • Provide them with capacity building, financial inclusion, social security, and convergence with other schemes and services.
  • Provide skill training and placement to the urban and rural poor, especially women, youth, minorities, SCs, STs.
  • differently abled, to enable them to participate in the emerging market opportunities.
  • Promote self-employment and micro-enterprises among the urban and rural poor by providing them with credit subsidy, interest subsidy, technology support, marketing linkages, and handholding support.
  • Provide shelters equipped with essential services to the urban homeless in a phased manner.
  • Address the livelihood concerns of the urban street vendors by facilitating them with suitable space, institutional credit, social security.
  • skills to access emerging market opportunities.
  • Support innovative and special projects for the urban and rural poor that have a potential for large-scale impact.

Way Forward Of Deen Dayal Yojana

The scheme has a huge potential and scope to transform the lives of the rural and urban poor in the country. To realise this potential, the scheme needs to address the existing gaps and challenges and adopt the following measures:

  • Increase the awareness and demand generation among the poor for the scheme and its benefits.
  • Strengthen the capacity and coordination of the implementing agencies and partners at various levels.
  • Ensure timely and adequate release and utilisation of funds.
  • Improve the quality and relevance of the skill training and placement services.
  • Enhance the access and availability of credit and market linkages for the self-employed and entrepreneurs.
  • Protect and promote the rights and interests of the street vendors and the homeless.

Challenges Faced By Deen Dayal Yojana

The scheme also faces some challenges and constraints in its implementation and impact. Some of the major challenges are:

  • Low awareness and demand among the poor for the scheme and its benefits.
  • Inadequate capacity and coordination of the implementing agencies and partners at various levels.
  • Delay and irregularity in the release and utilisation of funds.
  • Poor quality and relevance of the skill training and placement services.
  • Lack of adequate and affordable credit and market linkages for the self-employed and entrepreneurs.
  • Resistance and harassment from the local authorities and vested interests for the street vendors and the homeless.

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