SBI Car Insurance is a type of car insurance policy. This policy provides coverage for your car against any loss, damage or theft happens due to accidents, third party liabilities and natural calamities made by nature. It also offers personal accident cover for the owner or driver of the car. SBI Car Insurance is offered by SBI General Insurance Company Limited a joint venture between State Bank of India (SBI) and Napean Opportunities LLP (Premji Invest affiliate).
It also covers third party liability and personal accident for the owner-driver. SBI Car Insurance is offered by SBI General Insurance, a joint venture between State Bank of India and Insurance Australia Group.
Benefits of Car Insurance
- You can get a quick quote and buy or renew your policy online through the SBI General website or mobile app.
- You can avail cashless claim facility at over 7206 network garages across the country.
- You can get a no claim bonus (NCB) discount if you do not make any claim for a particular year.
- You can opt for various add-on covers such as nil depreciation, return to invoice, key replacement cover, bi-fuel kit, loss of belongings, etc. for enhanced protection.
- You can get 24×7 customer support and claim assistance through phone, email, WhatsApp or chat.
How to Renew SBI Car Insurance
You can renew your SBI Car Insurance policy online by following these steps:
- Visit the SBI General website and click on `Renew Policy`.
- Enter your vehicle registration number and mobile number and click on `Get A Quick Quote`.
- Review your policy details and premium amount and click on `Proceed to Pay`.
- Make the payment using your preferred mode of payment and download your policy document
How to Login to SBI Car Insurance
You can login to your Insurance account online by following these steps:
- Visit the SBI General website and click on `Login`.
- Enter your username and password and click on `Submit`.
- You can access your policy details,
- download documents,
- track claims
- update profile etc. from your dashboard.
What are the Documents Required for SBI Car Insurance?
The documents required for SBI Car Insurance are:
- Duly filled and signed proposal form
- Copy of driving license
- Copy of registration certificate (RC)
- Copy of previous insurance policy (if any)
- Copy of PAN card or Aadhaar card
- Passport size photograph
- Any other document as required by the insurerance
Overview Table Of SBI car Insurance
|Name of Scheme||Launched By||Beneficiary||Objective||Official Website||Launched Year||Mode of Application|
|Private Car Insurance Policy – Package||SBI General Insurance Company Limited||Private car owners in India||To provide comprehensive coverage and financial protection to car owners against various risks and losses associated with their vehicles.||[SBI General Insurance]||2010||Online or offline|
How to Review your Insurance
You can review your Car Insurance policy by checking the following aspects:
- The coverage and exclusions of your policy
- The premium amount and NCB discount of your policy
- The add-on covers and benefits of your policy
- The claim settlement ratio and customer reviews of SBI General Insurance
What are the types of Insurance
Sbi gives Three Major car insurance Policies like below
1.SBI Own Damage Policy
Under the SBI Own Damage Policy it covers the owner from the thefting,accidental car damages, firing and natural calamities
2.SBI Third Party Liability Car Insurance
In Third Party Liability insurance the company can give the insurance money to third party, it covers if any damage occurs by the third or other parties the insurance can beneficiated to beneficiary.
3.SBI Comprehensive Car Insurance
This type of policy covers the damage occurred on motor by the natural calamities, manmade and earthquake and more over the third party damages.
How To Claim Car Insurance
Follow the below steps to claim your Car Insurance
- First of all you need to call 1800 22 1111 or 1800 102 1111 or by email firstname.lastname@example.org and moreover by the mobile app and what’s app @ Official Website
- Provide the your requirements to service centre such as
- policy number
- vehicle number
- accident details
- contact details etc
- Take your vehicle for near cashless garage to repair or any other garage for reimbursement.
- After that you need to submit the below documents at surveyor or online
- policy number
- driving licence
- Rc book
- Repair Bills, etc..,
- Now you can track your Claim through phone or email or online.
What are the Features of SBI Car Insurance?
SBI Car Insurance has many features that make it a reliable and affordable choice for car owners such as:
- Flexible policy tenure of 1 year or 3 years.
- Easy and quick policy issuance and renewal online or offline.
- Online policy management and tracking through website or mobile app.
- Wide range of discounts and offers such as voluntary deductible discount, anti-theft device discount, membership discount, etc.
- High claim settlement ratio of 98% for the financial year 2022-2023.
- Strong technical team of about 373 SBIG members and claims team spread across 106 locations pan India.
What are the Exclusions of SBI Car Insurance?
- Loss or damage due to wear and tear, depreciation, mechanical or electrical breakdown, failure or breakage.
- Loss or damage due to driving under the influence of alcohol or drugs, driving without a valid license or permit, driving against the law or traffic rules, etc.
- Loss or damage due to war, invasion, civil war, mutiny, rebellion, revolution, etc.
- Loss or damage due to nuclear risk, radioactive contamination, etc.
- Loss or damage due to consequential loss, indirect loss, loss of profit, etc.
How to Contact SBI Car Insurance?
You can contact Car Insurance through various modes such as:
- Toll-free number: 1800 102 1111
- SMS: “SBIGEN” to 561612
- Email: email@example.com
- Mobile app: SBI General Insurance
- Branch locator
Frequently Asked Questions
Q .What is SBI Car Insurance?
A .A comprehensive car insurance plan that covers own damage and third party liability.
Q . What are the benefits of Insurance?
A . Cashless claim service, no claim bonus, multiple add-on covers, personal accident cover, etc.
Q. How to buy or renew Car Insurance online?
A .Visit SBI General’s website or use online platforms like Policybazaar or Bajaj Finserv Markets.