This is an unorganized sector (Antyodaya Shramik Yojana ) which is a large and diverse group for the workers, who are employed in various sectors such as agriculture, construction, retail, and other sectors. These workers do not have any access for formal insurance schemes, and they are therefore vulnerable to financial hardship in the event of an accident or disability.
To provide them with financial security and moreover to increase the social protection that’s why the Government of India has launched a scheme called Anthyodaya Shramik Yojana (ASY) in 2023. In this article you are going to know more about the Antyodaya shramik yojana card. How to apply for the Card online. What are documents required for applying the certificate. Know benefits of the scheme.
what are the Objectives of the Antyodaya Shramik Yojana
The main objectives of the ASY is that to provide more comprehensive coverage and protection to the unorganized sector workers in the event of accidental death or disability. The scheme also aims to promote the habit of savings among the unorganized sector workers and provide them with hospitalization benefits.
Benefits Of The Anthyodaya Shramik Yojana
The benefits under ASY are as follows:
- In caseif any accidental death occurs of any applier , the nominee will receive a sum of amount of worth ₹ 10 lakhs or it may be ₹ 5 lakhs, depending on the plan chosen.
- In case of permanent disability happens to the applier, the insured person will receive a sum amount of ₹ 10 lakhs or ₹ 5 lakhs, depending on the plan chosen.
- In case of partial disability, the insured person will receive a monthly pension for life.
- The scheme also provides hospitalization benefits up to ₹ 2 lakhs in a year.
- The scheme provides accidental insurance of Rs. 10 lakhs or Rs. 5 lakhs, depending on the plan chosen, to the workers or their nominees in case of accidental death or permanent disability.
- The scheme also provides monthly pension through out the life for all the workers and the main case is partial disability
- The scheme covers and best the expenses of hospital worth up to Rs. 1 lakh or Rs. 50,000, depending on the plan chosen if it in case of accidental injuries that requires 24 hours of hospitalization
- Moreover this scheme also provides funeral expenses of Rs. 5,000 or actuals death of the person whichever is lower, in case of accidental death.
- This scheme is offered at very affordable annual premium rates of Rs. 499 for Rs. 10 lakhs cover and Rs. 289 for Rs. 5 lakhs cover.
- The scheme is easy to enroll through the nearest post office,.postman, or grameen dak sevak.
- The scheme aims to provide financial security, social security, and well-being to the unorganized sector workers and their families
Overview of Antyodaya Shramik Card
|Name Of Scheme||Antyodaya Shramik Suraksha Yojana|
|Launched By||Gujarat Chief Minister Bhupendra Patel and Union Minister of State for Communication Devusinh Chauhan|
|Beneficiary||Unorganized sector workers in India|
|Objective||To provide financial security and protection to the workers and their families in case of accidental death or disability|
|Mode Of Application||Offline, through nearest post office, postman, or grameen dak sevak|
What is the Eligibility Criteria for the Antyodaya Shramik Yojana
- if you are below the poverty line, which means your family income is less than Rs. 15,000 per year. Official website
- you are eligible when You are disabled or have a serious illness that makes it hard for you to work or earn money.
- You are a widow or a senior citizen (60 years or older) who has no one to support you or take care of you.
- You are a tribal person who lives in a remote or hilly area where there is not much development or opportunity.
- You are a single woman or a single man who has no family or friends to help you.
What are the Premiums
The annual premium for ASY is ₹ 499 for a cover of ₹ 10 lakhs and ₹ 289 for a cover of ₹ 5 lakhs. The premium can be paid in a lump sum or in installments.
Coverage of Antyodaya Yojana
The coverage under ASY includes:
- Accidental death
- Permanent disability
- Partial disability
How to Apply For Antyodaya Shramik Yojana
To apply for ASY, the following steps need to be followed:
- Visit the official website of ASY .
- Click on the “Apply Online” button.
- Fill in the online application form with the required details such as name, address, mobile number, Aadhaar number, bank account number, etc.
- Choose the plan and pay the premium amount online or offline.
- Submit the application form and take a printout for future reference.
The following documents are required to apply for ASY:
- Aadhaar card
- PAN card
- Bank passbook
- Proof of unorganized sector membership
- Passport size photograph
For any queries or complaints related to ASY, the following helpline number can be contacted:
- Toll-free number: 1800-XXX-XXXX
How To Check Antyodaya Shramik Yojana
To check the status of Antyodaya Shramik Suraksha Yojana, you need to follow these steps:
- Visit the official website of India Post Payments Bank .
- Click on the tab “Insurance” and select “Antyodaya Shramik Suraksha Yojana“.
- Enter your Aadhaar number or mobile number and click on “Submit“.
- You will see the details of your enrollment, premium payment, and claim status on the screen.
Alternatively, you can also visit your nearest post office or contact your postman or Grameen Dak Sewak to check the status of your scheme.
Procedure To See Shramik Card Payment List
To see the shramik card payment list, you need to follow these steps:
- First of all you have to visit the e-Shram portal .
- Afterthst you need to Click on the ‘E-Aadhaar Card Beneficiary Status Check’ link.
- Enter the e-Shram card number, UAN number, or Aadhar Card and click on the ‘Submit’ button.
- You can see the e-Shram payment status.
The e-Shram card payment status will show you the amount and date of the payment made to your bank account. You can also check the installment number and the scheme name under which you are receiving the payment. The e-Shram card payment list is updated regularly by the government. You can also download or print your e-Shram card payment status for your reference
ASY is a scheme that provides financial security and social protection to the unorganized sector workers in India. It is a scheme that covers accidental death, disability, and hospitalization. It is a scheme that has low premiums and high benefits. A scheme that aims to improve the lives of millions of workers who are often neglected and exploited. It is a scheme that reflects the vision of Antyodaya, which means upliftment of the poorest of the poor.
Frequently Asked Questions
Q. What is Antyodaya Shramik Yojana?
A. It is an insurance scheme for unorganized sector workers in India.
Q.Who can enroll in Antyodaya Shramik
A. Indian citizens aged 18-60 who work in the unorganized sector.
Q. How much is the premium for Antyodaya Shramik Yojana?
A. Rs. 499 for Rs. 10 lakhs cover and Rs. 289 for Rs. 5 lakhs cover.
Q.What are the benefits of Antyodaya Shramik Yojana?
A.Accidental death, disability, hospitalization, and funeral expenses.
Q. How to enroll in Antyodaya Shramik Yojana?
A.Through nearest post office, postman, or grameen dak sevak.